Business & Finance: What to do when dealing with debt collectors

What to do when dealing with debt collectors

Has your unpaid bill made its way into collection already? If not, collectors may come at you to determine your capacity to pay. Just relax and learn how to negotiate for the best terms for you.

Business & Finance: How to Use a Credit Card Without a Pin Number

How to Use a Credit Card Without a Pin Number

There are many credit card companies that will offer you cash back rewards for credit card purchases that are made using your card. For a lot of those companies, if you use the credit card as a debit card you will miss out on some of those rewards and also have to pay transaction fees. The credit ca

Business & Finance: Credit Score Friendly Financial Habits

Credit Score Friendly Financial Habits

Developing some good financial habits can help your credit score in a great deal by by putting you in a good financial position. In other words, your debt will be less and in the long run, you will be able to meet other important and unavoidable financial obligations.

Business & Finance: The Benefits Of Leasing

The Benefits Of Leasing

What's the worse part of getting a car? To many, that would be having to pay for it - nowadays they're just so expensive (since when were they not). This leads to frustration, in the ...

Business & Finance: Prepaid Cards - The Alternative Plastic Card

Prepaid Cards - The Alternative Plastic Card

With the popularity of credit and debit card use, those without are finding it difficult to function in a society that has become increasingly dependent on electronic forms of payment. These people are likely among the estimated 40 million people in the United States without banking accounts, referr

Business & Finance: Apply For a Credit Card - A Step-by-Step Guide

Apply For a Credit Card - A Step-by-Step Guide

If you need a new credit card, going online is the first step toward getting one. Websites on the Internet will give you a wide variety of cards to choose from, a quick application process, and offer you valuable information along the way. Here's a step-by-step guide to help you apply online fo

Business & Finance: Play Cat and Mouse With Creditors

Play Cat and Mouse With Creditors

Most people do not know about the Wage Earner Plan. This federal law was passed in 1938 and it is administered by the same court branch that deals with bankruptcy claims.

Business & Finance: What to Do If Someone Uses Your Credit Card?

What to Do If Someone Uses Your Credit Card?

According to Privacy Rights Clearinghouse, millions of Americans are victimized by identity theft every year. Thieves can harvest credit card numbers through unsecured websites, steal credit cards from mailboxes or remove them directly from individuals or property. A consumer need to be aware of the

Business & Finance: Not All Credit Reports Are Completely Free

Not All Credit Reports Are Completely Free

Free Credit Report Offers are seldom completely free.There's usually some strings attached through some fine print.Learn what you'll be getting when you sign up and protect yourself from getting into an offer you don't want.

Business & Finance: 3 Credit Tips that Will Save You Hundreds Each Year

3 Credit Tips that Will Save You Hundreds Each Year

While extremely convenient, credit cards can be a very costly consumer product.Each year many big spending credit card consumers can throw hundreds or even thousands of dollars out the window using credit cards.

Business & Finance: Credit Score - Can Affect Your Financial Status

Credit Score - Can Affect Your Financial Status

The credit score is a number that statistically represent a person's financial status, and is used to keep an eye on their previous payment records. The average CS for an individual is 720 pounds.

Business & Finance: Using Comparisons To Find The Best Credit Card Deals

Using Comparisons To Find The Best Credit Card Deals

Those who are thinking about applying for a new line of credit may be having a difficult time identifying the best credit card deals in the deluge of promotional mail that they receive. Most adults regularly receive offers from charge card companies, featuring cards with zero percent introductory in

Business & Finance: Consequences of Not Answering a Credit Card Default Complaint

Consequences of Not Answering a Credit Card Default Complaint

You can run from the responsibility for paying credit card bills, but you can't hide for long. By entering a legal contract with a credit card company, you are agreeing to uphold your end of the terms with on-time payments, even if you lose your job or experience other financial hardships. If you br

Business & Finance: 3 Killer Steps to an Easy Fix For Bad Credit

3 Killer Steps to an Easy Fix For Bad Credit

Looking for an easy fix for bad credit? Most people will tell you it doesn't exist, and they're mostly right. Bad credit historically means you don't manage money very well.